Search, Review & Compare Credit Cards

If you believe that the thought of Zero Interest Credit Cards and zero percent balance transfer credit cards seems like a fool's paradise that can't possibly occur, think again. These offers do exist, and there are a great variety to choose from. But it is important to understand several caveats first before you apply.

First of all, to qualify for these introductory rates you must have good, if not excellent credit. You may even want to check your credit rating before you apply. But that isn't necessary because there are no charges for submitting a 0 interest credit card application. It is however, a good idea to know your credit rating at all times.

It is always advisable to review and compare these 0% APR balance transfer credit cards to see exactly what it is they have to offer. While many of these offers look great on the surface, you must always read the fine print so that you are not unpleasantly surprised with a sky high APR down the road. Zero Percent Credit Cards can be a wonderful asset, but the free ride doesn't last forever.

Featuring Zero Interest Credit Cards

The number of no annual fee 0% interest credit cards offers has multiplied exponentially over the past few years. Banks and financial institutions absolutely love them. For them it's like printing money. Financial crack if you will. They are a great way to attract new customers. 0% balance transfer credit cards are extremely attractive and have pretty much become an industry standard.

This is in fact good news consumers. Competition amongst issuers like American Express, Bank of America, Citibank and Discover Card absolutely benefits the card holders. It's real easy to spot too. All kinds of perks and incentives are offered now in the form of rewards, cash rebates, travel, dining and merchandise. The credit card companies gain new customers through no annual fee offers, 0% interest offers, and low percentage rates.

Taking Advantage of Balance Transfers

The banks and credit card issuers are not only looking for the first time credit seeker that has never owned a credit card, but are also trying to lure away customers from their competitors as well. They do this by enticing people that currently carry balances with high interest rates with various offers from the best balance transfer credit cards.

It is important to note, and I can not stress this enough, that these zero percent interest credit cards are for an introductory period that usually varies between six to 15 months. You must also be aware of what the APR will be after the introductory rate expires. Be sure to compare the zero percent credit cards so you will know exactly where you stand if you carry a balance.

If you are transferring a balance, or are consolidating debt, then look for the applications that have no balance transfer fees. And while you're at it, take a look at some of the other benefits that zero interest credit cards have to offer. The cash back rewards and gas reward cards can definitely help keep more of your hard money where it belongs... with you.

Starwood Preferred Guest® Credit Card from American Express

Earn 10,000 Starpoints with your first purchase - that's good for up to 3 free nights!
Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
Redeem at over 825 participating Starwood hotels and resorts in 95 countries including Sheraton®, Westin® and W Hotels®
Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
No annual fee for the first year - a savings of $45
Voted Best Affinity Credit Card by frequent travelers in 19th Annual Freddie Awards

Intro APR	Intro Period	Annual Fee
2.9%	6 Months	First year fee-free

Blue from American Express®

Membership Rewards Express^SM program
0% APR on purchases for up to 15 months
No Annual Fee
Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro Period	Annual Fee
0%	Up to 15 Months	None

American Express® Preferred Rewards Gold Card

First year fee-free - $125 Thereafter

Get 10,000 Membership Rewards® points redeemable for Rewards right away

No Pre-Set Spending Limit

Gold Card Events—exclusive access to tickets for select concerts, shows,
major sporting events, and more in cities nationwide

Global Assist® Plus Hotline and many more benefits included.

Intro APR	Intro Period	Annual Fee
0%	n/a	First Year Free

Chase Platinum Visa® Business Card

Save with 0% Intro APR for up to 12 months*
Free Online Reporting - Quarterly reports enable you to monitor your business spending.
No Annual Fee
Platinum Business Benefits - Valuable benefits such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and Travel Accident Insurance.
Visa® Business Partner Advantage - Savings of up to 20% from leading retailers with special offers on computer equipment, office supplies and more.

Intro APR	Intro Period	Annual Fee
0%	12 Months	None

Discover® Business Card

0% Intro APR* on Balance Transfers and Card Purchases for 12 months
5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
Earn 5 to 20% Cashback Bonus at top retailers through Discover's exclusive online shopping site
No Annual Fee
Fee-free Purchasechecks that earn Cashback Bonus® to pay merchants who don't accept credit cards

Intro APR	Intro Period	Annual Fee
0%	Up to 12 Months	None