The best advantage of debit cards is the fact that you don’t have to carry cash with yourself all the time whenever you want to purchase something. But, while using a debit card, you should remember that they can be vulnerable to frauds.Incidents of debit card frauds are being frequently heard these days. So, it is very important that proper measures are taken in order to protect yourself from such frauds. Mentioned below are some basic tips that can help you to avoid debit card frauds:

• Your debit card requires the PIN number if cash is to be withdrawn from an ATM. It also requires the PIN while making purchases in some cases. The Personal Identification Number plays a vital role to maintain the secrecy of your account and information. Make sure that you remember the PIN very well and be careful not to reveal it to anybody else. Also, as an additive security measure, the PIN must be changed frequently.
• The second thing you should do is to watch out any suspicious activity while you are swapping the debit card to purchase. In case you feel that it is not safe to provide the debit card, avoid doing the same and purchase using the credit card or cash instead.
• Avoid using the debit card at places such as the gas refueling stations. With the help of a technique called skimming, a hacker can acquire the PIN of your debit card and misuse it later. Also, while purchasing something over the internet, make sure that the site you are ordering from is safe and secure.
• In case you lose your debit card or you are suspicious that money is being debited unnecessarily, inform the issuing company and freeze the card in order to contain further damage.
• Try to make use of your credit card most of the times and then pay off the bills at the end of the month. Even if credit cards are vulnerable to frauds, the money that might be stolen does not directly go from your personal account.